How to improve credit score: Clearing card dues vs reducing outstanding loans – Comparison by personal finance expert

Summary
Both credit card balances and loans matter when building creditworthiness. Paying cards in full and maintaining low utilisation can help relatively quickly, while steadily reducing loans and making every EMI on time strengthen the profile over time.
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How to improve credit score: Clearing card dues vs reducing outstanding loans – Comparison by personal finance expert
Both credit card balances and loans matter when building creditworthiness. Paying cards in full and maintaining low utilisation can help relatively quickly, while steadily reducing loans and making every EMI on time strengthen the profile over time.
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